Terms of Use and Disclaimer

Monarch Holdings, LLC, is a privately-held company based in New York City. Monarch Capital Group, LLC, its wholly owned subsidiary, is a registered broker/dealer and a member of The Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC). All references to “Monarch Capital” on this Web site refer to Monarch Capital Group, LLC. By using this Web site, you are agreeing to the following terms and conditions, which Monarch reserves the right to modify at any time without prior notice.

The content of this Web site has been published for informational purposes only, not as a solicitation or offer of any security or of any investment service. The information on of this Web site is provided solely for your personal use (subject to the limitations described herein), and it may not be copied, reproduced, republished, transmitted or distributed in any way, without the express written permission of Monarch Capital. Modification or use of the information for any purpose other than your personal use is a violation of both copyright law and the proprietary rights of Monarch Capital.

The information provided on this Web site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would violate the local laws or regulations or would subject Monarch Capital to any registration requirement within such jurisdiction or country. Neither the information nor any opinion contained in this site constitutes a solicitation or offer by Monarch Capital or its affiliates to buy or sell any securities or other financial instruments. Monarch Capital does not intend the information on this Web site as investment advice, and the information presented on this site should not be relied upon to make any investment decision.

This Web site and its contents are the property of Monarch Capital – Copyright © 2011 Monarch Capital Group, LLC. Unless otherwise noted, the information, trademarks and logos on this Web site are the property of Monarch Capital. The posting of this material on this Web site shall not limit Monarch Capital’s ownership interests in that material. Users of this Web site may make single copies of information for their own personal use, but are prohibited from selling or republishing any portion of this Web site without the prior written consent of Monarch Capital.

Disclaimer

Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, the contents of this Web site are provided “as is” without warranty of any kind (either express or implied). Monarch Capital does not assume any obligation to update the information and data on this Web site and does not guarantee that it is accurate, current, valid, complete or suitable for any particular purpose.

Monarch Capital makes no representations concerning this Web site and disclaims all express, implied and statutory warranties of any kind, including warranties of merchantability or fitness for a particular purpose, to the fullest extent allowed by applicable law. In no event shall Monarch Capital or any of its affiliates, directors, officers, employees or third-party vendors be liable or have any responsibility of any kind for any damages of any kind arising from information on this Web site or the use thereof.